Dubai Islamic Bank (DIB), one of the region’s leading financial institutions, announced yesterday a net profit of AED 5.68 billion for the first nine months of 2025—marking a 4% growth compared to the same period last year. This performance underscores the bank’s steady trajectory and its integral role in supporting the UAE’s economic diversification and sustainability goals.

According to the bank’s statement, operating revenues reached AED 9.7 billion during this period, helping drive a 10% increase in pre-tax profits to AED 6.6 billion year-on-year. The bank’s balance sheet also showed significant growth, with total assets rising by 14% since the beginning of the year, reaching AED 393 billion by the end of September 2025.

Additionally, Dubai Islamic Bank saw a sharp 45% reduction in impairment losses, which dropped to AED 292 million—highlighting improved credit quality and prudent risk management.

Strong Growth Across Core Metrics

The bank’s financial resilience is further reflected in the 21% surge in customer deposits, now standing at AED 302 billion. Current and savings accounts grew by 16%, amounting to AED 109 billion, signaling increased customer confidence and a solid retail banking base.

A standout performance was noted in the bank’s sukuk investments, which totaled AED 91 billion for the first nine months of the year—representing a 33% year-on-year increase. The sukuk portfolio itself grew by 16%, reaching AED 95 billion, with 77% of these investments classified as high-quality credit exposures to sovereign entities and reputable financial institutions.

Leadership Commentary: Long-Term Vision and National Contribution

Commenting on the results, Mohammed Ibrahim Al Shaibani, Director-General of His Highness the Ruler of Dubai’s Court and Chairman of Dubai Islamic Bank, stated:

“The global economy continues to evolve through a transitional phase—marked by higher growth benchmarks, productivity-driven expansion, and new paradigms. Amidst this, the UAE has proven to be one of the most resilient and forward-looking economies globally.”

He further noted that the UAE’s steady and strategic growth, driven by prudent fiscal policy and strong liquidity, is increasingly anchored in its non-oil sectors, which now contribute around 75% of the national GDP. Within this landscape, Dubai Islamic Bank’s consistent performance, he said, is a reflection of its robust brand, forward-thinking strategy, and long-term vision.

“The strength of Dubai Islamic Bank cannot be measured by quarterly figures alone, but by its continuous contribution to the nation’s progress. We remain fully committed to the UAE’s vision, actively supporting economic diversification and financing sustainable projects and initiatives,” Al Shaibani affirmed.