Dubai Holding Real Estate has announced a new collaboration with Commercial Bank of Dubai to launch a dedicated home finance programme for customers interested in purchasing properties across the company’s portfolio, which includes Nakheel, Meraas, and Dubai Properties.

The programme is designed for UAE nationals and residents, including salaried employees and self-employed individuals who are planning to own apartments or villas, whether ready for handover or still under construction within the company’s developments.

Making the Property Buying Journey Easier

The new programme focuses on making the home ownership process smoother and more transparent by offering preferential rates, competitive fees, and a fast digital registration system that helps customers complete the required steps more efficiently.

It also includes dedicated relationship management, along with a range of banking benefits aimed at improving the buyer experience throughout the financing and property purchase journey.

The programme provides both conventional and Islamic financing options, subject to eligibility criteria and regulatory approvals, giving customers greater flexibility in choosing the financing solution that best suits their needs.

Digital Pre-Approval

The programme relies on a digital pre-approval system through automated eligibility assessment, helping speed up the process and giving buyers a clearer view of the financing options available to them.

One of the key features of the programme is the possibility of obtaining financing once the project reaches 30% completion, provided that the customer has paid 50% of the property value. This gives buyers a better opportunity to manage their financial commitments during the purchase phase.

Expanding Home Finance Solutions

This collaboration comes as part of Dubai Holding Real Estate’s efforts to expand the financing solutions available to its customers and make access to residential properties across its projects in Dubai more convenient.

Last month, the company also entered into a strategic partnership with Abu Dhabi Islamic Bank to provide Sharia-compliant home finance solutions for eligible customers across its real estate brands, including Nakheel, Meraas, and Dubai Properties.

These partnerships create a broader framework for home financing, covering both ready properties and those still under construction. They also support wider ownership options and strengthen customer confidence in Dubai’s real estate market.